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Installments are one of the payment methods available

installments

Installments are one of the payment methods available on Habrah.shop It allows you to pay the value of your orders in easy monthly payments.

About installments

Installments are one of the payment methods available on  Habrah.shop It allows you to pay the value of your orders in easy monthly payments, provided that you have a card from any of the following banks or payment partners mentioned belowPayment in installments is available on the following cards:

·         All major credit cards that are issued by any of the following banksBanque Misr, Commercial International Bank, Emirates NBD Bank, Cairo Bank, National Bank, Bank Audi, Mashreq Bank, National Bank of Kuwait.

·         If your order qualifies for installment purchase, you will see the installment option with a table containing the installment service providers, the installment rate and the maturity period offered by the service providersPurchases in installments using a credit card differ from one party to another from the card issuers.

 

Our Installment Plans

Commercial International Bank:

Installment plan and rate: 

 3 month 4.9%

6 month  6.2%

9 month  0%

10 month 0%

12 month 10.3%

18 months 14.5%

24 months 0%

30 month 0%

36 months 0%

Egypt Bank:

month 0%

6 month  5%

9 month  0%

10 month 0%

12 months 8.5%

18 months 11.7%

24 months 0%

30 month 0%

36 months 0%

 

Mashreq Bank:

month 0%

6 month  5.5%

9 month  0%

10 month 0%

12 months 8.5%

18 months 10.5%

24 months 0%

30 month 0%

36 months 0%

Cairo Bank :

month 0%

6 months  6.1%

9 months  7.8%

10 month 0%

12 Months 9.6 %

18 months 0%

24 months 0%

30 month 0%

36 months 0%

The National Bank of Egypt:

month 0%

6 month  4.8%

9 month  7.45%

10 month 8.44%

12 months 9.79%

18 months 13.69%

24 months 17.36%

30 months 20.82%

36 months 24.09%

Bank Audi:

month 0%

6 month  4.8%

9 month  0%

10 month 0%

12 months 6.8%

18 months 9.8%

24 months 11.8%

30 month 0%

36 months 0%

Emirates NBD Bank:

month 0%

6 months  4.0%

9 month  0%

10 month 0%

12 Months 6.5 %

18 months 9.5%

24 months 12.5%

30 month 0%

36 months 0%

National bank of Kuwait:

month 0%

6 months  4.0%

9 month  0%

10 month 0%

12 Months 6.5 %

18 months 9.0%

24 months 12.0%

30 month 0%

36 months 0%

 

 

Installment Eligibility

The following eligibility requirements apply to installments as a payment option.

·         Installments cannot be used with the Habera Shop Gift Card balance or with any other payment methodYou will need to clear the balance of your Habrah Shop Gift Card at checkout and pay the full amount in installments only.

·         Purchases in installments using a credit card differ from one party to another from the card issuers.

The bank that issued your card has the discretion to decide whether to approve or reject an application that you completed using the installment payment option based on your eligibility for a loanYou can contact your bank to understand why the installment is not approved.

If the bank rejects your application, the application will not be transferred to the Installment Payment Plan.


Pay the installments

on credit card:

·         Once you complete your application on the site Habrah.shop , you will see the full amount that will be charged to your credit card.

·         After 5-7 days, your bank will convert this amount into a premium.

·         Your credit limit will be reduced by the total amount of your order value that has been converted into a premiumFor example, if you make a 3-month installment purchase for an order of EGP 2,500 and your credit limit is EGP 6,000, your bank will block your credit limit by EGP 2,500, so the credit limit available after purchase will be 3,500 EGP onlyAs and when you pay your premium each month, your credit limit will be issued accordinglyIf you have any questions in this regard, you should contact the bank that issued your card.

·          

Installment cancellation

If you cancel or return an order purchased in installments within 3 business days, Amazon will refund the full purchase amount to your credit card within 3 to 5 business days, and the installment will be cancelledIf the installment plan is canceled more than 3 business days after placing the order, you will then need to contact your bank to confirm how to amend the installment plan on your credit card, or for any inquiries about foreclosure.

 

 

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